日本はゴールデンウィークということで、
Wordpressブログにて以下の3本の記事を書きました。
何かに参考になれば光栄です。
新ブログアドレス
http://tomitazuu.com/『
夢への道のりは螺旋階段』
『
海外へ逃避する日本人VSそれを阻止したい日本政府』
『
人生を難しくしているのは自分自身〜壁にぶつかった時のシンプルナビ思考〜』
今後は、これほどのペースではいかないですが、9月の会社立ち上げに向けてツイッターとブログで多くのことを発信しながら会社の運営とうまくリンクさせていきたいと思っております。
新しくなった『金融×ネット×教育でJobs氏を超える侍』ブログもどうか宜しくお願い致します。
tomitaZUU
FCブログからWordPressに引っ越しが完了しました。
新しいアドレスはこちらになります。
http://tomitazuu.com/ 「金融×ネット×教育でJobs氏を超える侍」
（既に、FC2ブログ側にアクセスしてもこちらにリダイレクトするようにするよう設定も終えました。直接上記のアドレスにお越しください）
「
ブログ引っ越しました：FC2からWordpressに移行した３つの理由」というタイトルで最初の記事を載せました。
以前よりも頻繁に更新できたらと思いますので、引き続き宜しくお願い致します。
tomitaZUU
「ネット×金融」のポテンシャルについての以前に書いたもの。
このAssumptionを基にビジネスアイディアを考え、シンガポールのビジネスコンテストに出し入賞しました。
日本の金融に詳しいので、無理やり日本の例に繋げましたが、基本的には世界どこでも当てあまるロジックだと思ってます。
ご参考までに。
The world is changing in successive periods and so far in the last few centuries, we human beings had experienced the Agricultural Revolution, the Industrial Revolution and recently the Internet Revolution (the Information Revolution).
The Internet Revolution has the transition of main players such as Microsoft (Computer software), Yahoo (Internet service), Google (Search technology) and recently Facebook (Social network).
Along with such transitions, there are many changes within industries, consumer mindsets and human value. Another big difference we see is the distinct difference between the last few generations of mankind; The First baby boomer is currently the retirement generation. The second baby boomer generation are those born in 1970s with Japanese post-war economic miracle, and the new generation, called as Generation Y, are those born in the mid-1980's or later with Japanese bubble economy. Newer generation grew up with technology and especially Generation Y is plugged-in 24 hours a day, 7 days a week. This generation prefers to communicate through e-mail and text messaging rather than face-to-face contact. And they tend to collect lots of information online and advices from others before taking action and commit the decision to purchase something. And we cannot forget that newer generation takes over and inherits their estates from older generations in 10 to 20 years.
After the recent financial crisis in 2008, financial industry, especially Wealth Management sector such as Private banking and Priority banking, went through difficult relationship setbacks with many clients. As a result, many of new players came up and expanded their business dramatically, such as Edward Jones, LPL, Raymond James and Charles Schwab to take over businesses lost by the bigger players. Such banks are today pressed to re-plot their strategies and recover client’s trust which they lost during financial crisis.
As we witnessed, the Internet as it gained popularity over the two decades, many industries which did not adept to his new playing field began to turn obsolete. For example, file sharing and online music distribution (such as iTunes) forever changed the music’s industry whereas blogging and other forms of online content have reduced the popularity of old media. As such, open source and software-as-a-service have brutalized the expensive on-premise enterprise software products.
The creation of the internet allowed for new industries to form and existing industries to take advantage of this new media to reach consumers. At this current point in time, there are still industries barely touched providing opportunities for those who can take advantage of this gap. One of those is the “Finance” Industry. Companies which are taking advantage of the internet as part of its business model includes Bloomberg eTrade and Interactive brokers in the early days, but opaque, confusing, regulated finance is still largely the same. And as we discovered with last year’s financial meltdown, that’s not a good thing.
As a result, we are starting to see change from several different and surprising avenues for finance it has began the first forays into finance 3.0, Such companies making such change includes Mint.com, Kaching, Lending Club and FirstGiving, which will form new financial industry.
To take advantage of potential business opportunities using the internet, we have to consider an initial playing ground for the business to be set up, grow, and eventually expand globally. One possible location for such a venture is Japan. Japan is a country with one of the highest number of wealthy individuals total, individual assets US$15 trillion and the high level of internet ability and culture such as online shopping and internet auction. For many, avoidance of overseas investment from foreign banks based outside Japan was largely due to language barrier and lack of knowledge or information. However during the last several years, such circumstance has changed and we can see many bankers trying to connect Japan to foreign based banks and they try to support, push and suggest High Net worth Individuals (HNWIs) to visit and transfer their asset overseas such as Singapore and Hong Kong. Such information about overseas investment opportunities is increasing and as such the younger generation is more familiar with English as a language to connect to the outside world. Therefore the business to connect Japanese wealthy individuals with foreign financial institutions could have great progress in the future.
Thus there are 4 key points here consider: The Internet, Finance (Wealth Management), New generation and Japan. The ability to mix and fuse these keywords and the creation of such a business forward, the ideas should give high potentials.
To be continued...
